GEICO Insurance: A good choice for most shoppers
GEICO earns a good rating from The Zebra thanks to its affordable pricing, wide range of discounts, and solid coverage options — especially when compared to carriers of similar size.
Our survey responses echo that sentiment. While customer service reviews are mixed, GEICO’s low rates and broad availability help tip the scale for many drivers.
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Financial Strength Ratings: Strong ratings indicate the carrier can pay claims during major events.
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Self-Service Options: Complete tasks independently without waiting for an agent.
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Average Processing Time: Slow processing delays reimbursement when you need funds.
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Transparency in Process and Timeline: Lack of transparency leaves you uncertain about claim status.
How much is GEICO car insurance?
Currently, the national average for a 6-month car insurance policy is $1,163, whereas GEICO is about $955.
Discounts offered at GEICO: more options than competitors
GEICO offers a variety of discounts, including ones based on personal factors — like being a good driver or student — and others tied to your vehicle, such as having airbags, anti-lock brakes, or a security system. Even regular seatbelt use can earn you savings. Keep in mind that discounts vary by state and eligibility. Here are a few ways you might be able to lower your monthly premium with GEICO.
GEICO rewards multi-vehicle customers with a discount which they claim will save you up to 25% on average.
If you are over age 50, have been accident-free in the past three years, and have no drivers younger than 25 on your policy, you can qualify for this discount.
Active and retired military members can earn up to 15% off an insurance policy with GEICO. If you are deployed, you can also receive an additional discount that applies to your entire auto insurance policy.
GEICO Customer Survey results
90.7% of customers recommend Nationwide
The Zebra conducted a survey across 4,000+ users to gather ratings on major carriers’ customer service, claims process, ease of use, and more. See how GEICO was rated in individual categories by expanding the section below.
How much will your rates climb after filing a claim with GEICO?
No one wants to file a claim, but sometimes it’s impossible to avoid. See the table below for some examples of what you could be facing after filing a claim.
GEICO’s claims process is precise and effective in filing the claim with its multitude of platforms to ease the filing. Once fiiled, the process becomes tedious with an unclear timetable of what is happening in the background.
Coverage options: Unique for each policyholder
Another key component of GEICO’s review is the types of coverage options they offer.
GEICO provides all state-specific and basic coverage options you might need, including liability, collision, comprehensive, and property damage liability coverages. Below are some of GEICO’s custom coverage options and perks the company offers.
✔️ Mechanical breakdown insurance
✔️ Rideshare coverage
✔️ Rental car reimbursement
✔️ Roadside assistance
Confirming your coverage is also easy to do on your GEICO declarations page.
Final thoughts: Is GEICO Right for You?
Simply put, GEICO is a high-quality insurance company with a wide selection of coverage options at fair prices. Its bundle deals and use of tech-driven programs allow customers to choose their coverage in a way that best suits them. After our review, The Zebra concludes that GEICO could be a good fit for many customers.
